XM ndi nsanja yotchuka yapa intaneti yomwe imapereka zida zingapo zachuma zamalonda padziko lapansi. Kuti muyambe kuyenda pa XM, gawo loyamba lofunikira limalembetsa akaunti ndikumaliza kutsimikizira. Izi zimatsimikizira chitetezo cha akaunti yanu ndikugwirizana ndi zofunikira zowongolera. Kaya ndinu ochita malonda atsopano kapena ogulitsa ndalama, kumvetsetsa momwe mungalembetse akaunti yanu ya XM ndikofunikira kuti musangalale. Mu Buku ili, tikumayenda munthawi yolembetsa ndikutsimikizira akaunti yanu pa XM, sitepe ndi sitepe.