Ungabhalisa kanjani futhi ukhiphe imali ku-xm
Ukubhalisa nokuhoxisa imali kwi-akhawunti yakho ye-XM yizinto ezibalulekile zohambo lwakho lokuhweba. I-XM inikeza ipulatifomu enobungani obusebenziseka kalula eqinisekisa izindlela eziphephile, ezisheshayo nezifanele zokubhalisa nokuhoxa. Noma ngabe uyisiqalo noma umhwebi onolwazi, ukuqonda inqubo yokubhalisa nokuthi ungaziphatha kanjani ngempumelelo imali yakho kubalulekile ukuhweba okubushelelezi.
Lo mhlahlandlela uzokuhamba ngenqubo yokubhalisa i-akhawunti nokuhoxisa imali kusuka ku-xm, uqinisekise ukuthi unolwazi olungenamthungo kusuka ekuqaleni kuze kube sekupheleni.
Lo mhlahlandlela uzokuhamba ngenqubo yokubhalisa i-akhawunti nokuhoxisa imali kusuka ku-xm, uqinisekise ukuthi unolwazi olungenamthungo kusuka ekuqaleni kuze kube sekupheleni.
Ungabhalisa kanjani i-akhawunti ku-XM
Ungabhalisa kanjani
1. Iya ekhasini lokubhalisaKufanele uqale ufinyelele ingosi yomthengisi ye-XM, lapho ungathola khona inkinobho yokudala i-akhawunti.
Njengoba ubona engxenyeni emaphakathi yekhasi kukhona inkinobho eluhlaza ukuze udale i-akhawunti.
Ukuvulwa kwe-akhawunti kumahhala.
Kungase kuthathe imizuzu emi-2 kuphela ukuqedela ukubhaliswa okuku-inthanethi nge-XM.
2. Gcwalisa izinkambu ezidingekayo
Lapho kuzodingeka ukuthi ugcwalise ifomu ngolwazi oludingekayo ngezansi.
- Igama nesibongo
- Avezwa kumazisi wakho.
- Izwe Ohlala kulo
- Izwe ohlala kulo lingase lithinte izinhlobo ze-akhawunti, amaphromoshini, neminye imininingwane yesevisi oyitholayo. Lapha, ungakhetha izwe ohlala kulo njengamanje.
- Ulimi Olukhethwayo
- Okuncanyelwayo kolimi kungashintshwa ngokuhamba kwesikhathi futhi. Ngokukhetha ulimi lwakho lwendabuko, uzothintwa abasebenzi abasekelayo abakhuluma ulimi lwakho.
- Inombolo yocingo
- Ungase ungadingi ukwenza ucingo ku-XM, kodwa bangafona kwezinye izimo.
- Ikheli le-imeyili
- Qiniseka ukuthi uthayipha ikheli le-imeyili elilungile. Ngemva kokuqedwa kokubhalisa, konke ukuxhumana nokungena kuzodinga ikheli lakho le-imeyili.
Sicela Uqaphele: Ikheli le-imeyili elilodwa kuphela iklayenti ngalinye elivunyelwe.
Ku-XM ungavula ama-akhawunti amaningi usebenzisa ikheli le-imeyili elifanayo. Amakheli e-imeyili amaningi ngeklayenti ngalinye awavunyelwe.
Uma ungumnikazi we-akhawunti ye-XM Real ekhona futhi ufisa ukuvula i-akhawunti eyengeziwe kufanele usebenzise ikheli le-imeyili elifanayo esivele libhalisiwe namanye ama-akhawunti akho e-XM Real.
Uma uyiklayenti elisha le-XM sicela uqinisekise ukuthi ubhalisa ngekheli le-imeyili elilodwa njengoba singavumeli ikheli le-imeyili elihlukile kuyo yonke i-akhawunti oyivulayo.
3. Khetha uhlobo lwe-akhawunti yakho
Ngaphambi kokudlulela esinyathelweni esilandelayo, kufanele ukhethe Uhlobo Lwenkundla Yokuhweba. Ungakwazi futhi ukukhetha izinkundla ze-MT4 (MetaTrader4) noma ze-MT5 (MetaTrader5).
Nohlobo lwe-akhawunti othanda ukulisebenzisa ne-XM. I-XM ikakhulukazi inikezela nge-Akhawunti Ejwayelekile, iMicro, i-XM Ultra Low, kanye ne-Akhawunti Yamasheya.
Ngemva kokubhalisa, ungakwazi futhi ukuvula ama-akhawunti amaningi okuhweba ezinhlobo ezahlukene zama-akhawunti.
4. Vumelana Nemigomo Nemibandela
Emva kokugcwalisa zonke izikhala, okokugcina, udinga ukuchofoza amabhokisi bese ucindezela "QHUBEKA UKUBA ISINYATHELO 2" njengoba ngezansi
Ekhasini elilandelayo, uzodinga ukugcwalisa ulwazi lwakho kanye nokutshalwa kwezimali okwengeziwe.
Inkambu yephasiwedi ye-Akhawunti kufanele ibe nezinhlobo ezintathu zezinhlamvu: izinhlamvu ezincane, osonhlamvukazi, nezinombolo.
Ngemva kokugcwalisa zonke izikhala, okokugcina, udinga ukuvumelana nemigomo nemibandela, chofoza amabhokisi, bese ucindezela "VULA I-AKHAWUNTI YANGEMPELA" njengoba ngenhla
Ngemva kwalokhu, uzothola i-imeyili evela ku-XM yokuqinisekisa i-imeyili
, njengoba ungathola esithombeni esilandelayo esithombeni sakho. Lapha, kuzodingeka wenze i-akhawunti isebenze ngokucindezela lapho ithi khona “ Qinisekisa ikheli le-imeyili ”. Ngalokhu, i-akhawunti yedemo ekugcineni iyasebenza.
Ngemva kokuqinisekisa i-imeyili ne-akhawunti, ithebhu entsha yesiphequluli izovuleka ngolwazi lokwamukela. Umazisi noma inombolo yomsebenzisi ongayisebenzisa ku-MT4 noma inkundla ye-Webtrader nayo inikeziwe.
Buyela emuva ebhokisini lakho lemeyili, futhi uzothola imininingwane yokungena ye-akhawunti yakho.
Kufanele kukhunjulwe ukuthi ngenguqulo ye-Metatrader MT5 noma i-Webtrader MT5, inqubo yokuvula i-akhawunti nokuqinisekisa ifana ncamashi.
Ungayifaka Kanjani Imali
Iyini I-akhawunti Yokuhweba Ngempahla Eningi?
I-akhawunti yokuhweba kwempahla eningi kwa-XM i-akhawunti esebenza ngendlela efanayo ne-akhawunti yakho yasebhange, kodwa ngomehluko wokuthi ikhishwe ngenjongo yokuhweba ngemali, ama-stock indices CFD, ama-CFD esitoko, kanye nama-CFD ezinsimbi namandla.Ama-akhawunti okuhweba amafa amaningi ku-XM angavulwa ngefomethi ye-Micro, Standard, noma ye-XM Ultra Low njengoba ungabuka kuthebula elingenhla.
Sicela uqaphele ukuthi ukuhweba ngempahla eminingi kutholakala kuphela kuma-akhawunti e-MT5, okukuvumela futhi ukuthi ufinyelele ku-XM WebTrader.
Kafushane, i-akhawunti yakho yokuhweba yezimpahla eziningi ihlanganisa
1. Ukufinyelela Endaweni Yamalungu e-XM
2. Ukufinyelela ku(izi)nkundla ezihambisanayo
3. Ukufinyelela ku-XM WebTrader
Ngokufanayo nasebhange lakho, uma usubhalise i-akhawunti yokuhweba yezimpahla eziningi nge-XM okokuqala ngqa, uzocelwa ukuthi wenze inqubo eqondile ye-KYC (Yazi Ikhasimende Lakho), ezovumela i-XM ukuthi iqinisekise ukuthi imininingwane yomuntu oyihambisile ilungile futhi uqinisekise ukuphepha kwezimali zakho kanye nemininingwane ye-akhawunti yakho. Sicela uqaphele ukuthi uma usuvele ugcina i-Akhawunti ye-XM ehlukile, ngeke kudingeke ukuthi udlule kunqubo yokuqinisekisa ye-KYC njengoba isistimu yethu izohlonza imininingwane yakho ngokuzenzakalelayo.
Ngokuvula i-akhawunti yokuhweba, uzothunyelwa nge-imeyili imininingwane yakho yokungena ezokunikeza ukufinyelela endaweni Yamalungu e-XM.
Indawo Yamalungu e-XM yilapho uzophatha khona imisebenzi ye-akhawunti yakho, okuhlanganisa ukufaka noma ukukhipha izimali, ukubuka kanye nokufuna ukukhushulwa okuyingqayizivele, ukuhlola isimo sakho sokwethembeka, ukuhlola izikhundla zakho ezivulekile, ukushintsha amandla, ukufinyelela ukwesekwa, nokufinyelela kumathuluzi okuhweba ahlinzekwa yi-XM.
Iminikelo yethu ngaphakathi Kwendawo Yamalungu eklayenti inikezwa futhi ihlale inothiswa ngemisebenzi eyengeziwe, okuvumela amakhasimende ethu ukuba abe nezimo eziguquguqukayo ngokwengeziwe ukuze enze izinguquko noma ukwengeza kuma-akhawunti awo nganoma yisiphi isikhathi, ngaphandle kokudinga usizo kubaphathi bawo bama-akhawunti.
Imininingwane yakho yokungena ngemvume ye-akhawunti yokuhweba kwempahla eminingi izohambisana nokungena endaweni yokuhweba efana nohlobo lwakho lwe-akhawunti, futhi kulapho uzobe wenza khona imisebenzi yakho. Noma imaphi amadiphozithi kanye/noma ukuhoxiswa kwemali noma ezinye izinguquko zesethingi ozenzayo endaweni Yamalungu e-XM zizobonisa inkundla yakho yokuhweba ehambisanayo.
Ubani Okufanele Akhethe I-MT4?
I-MT4 ingumanduleli wenkundla yokuhweba ye-MT5. Kwa-XM, inkundla ye-MT4 yenza kube lula ukuhwebelana ngezimali, ama-CFD ezinkomba zesitoko, kanye nama-CFD ngegolide namafutha, kodwa ayinikezi ukuhweba ngama-CFD esitoko. Amakhasimende ethu angafisi ukuvula i-akhawunti yokuhweba ye-MT5 angaqhubeka nokusebenzisa ama-akhawunti awo e-MT4 futhi avule enye i-akhawunti ye-MT5 nganoma yisiphi isikhathi. Ukufinyelela kuplathifomu ye-MT4 kuyatholakala ku-Micro, Standard, noma i-XM Ultra Low njengokusho kwethebula elingenhla.
Ubani Okufanele Akhethe I-MT5?
Amaklayenti akhetha inkundla ye-MT5 akwazi ukufinyelela amathuluzi anhlobonhlobo kusukela emalini, izinkomba zesitoko ama-CFD, ama-CFD egolide namafutha, kanye nama-CFD esitoko. Imininingwane yakho yokungena ku-MT5 izophinde ikunikeze ukufinyelela ku-XM WebTrader ngaphezu kwedeskithophu (elandekayo) i-MT5 kanye nezinhlelo zokusebenza ezihambisana nayo.
Ukufinyelela kuplathifomu ye-MT5 kuyatholakala ku-Micro, Standard, noma i-XM Ultra Low njengoba kuboniswe kuthebula elingenhla.
imibuzo ejwayelekile ukubuzwa
Uyini Umehluko Oyinhloko Phakathi Kwama-Akhawunti Okuhweba E-MT4 nama-Akhawunti Okuhweba e-MT5?
Umehluko omkhulu ukuthi i-MT4 ayinikezi ukuhweba kuma-CFD esitoko.
Ngingakwazi Ukubamba Ama-Akhawunti Okuhweba Amaningi?
Yebo, ungakwazi. Noma yiliphi iklayenti le-XM lingabamba ama-akhawunti okuhweba asebenzayo afinyelela kwangu-10 kanye ne-akhawunti yokwabelana eyi-1.
Yiziphi izinhlobo zama-akhawunti ohweba ozinikezayo?
- I-MICRO : I-micro lot ingamayunithi ayi-1,000 ohlobo lwemali oluyisisekelo
- IZINGA : Indawo e-1 ejwayelekile amayunithi angu-100,000 ohlobo lwemali oluyisisekelo
- I-Ultra Low Micro: I-micro lot ingamayunithi ayi-1,000 ohlobo lwemali oluyisisekelo
- I-Ultra Low Standard: 1 inkatho evamile amayunithi angu-100,000 ohlobo lwemali oluyisisekelo
- Shintsha I-Micro Yamahhala: I-micro lot ingamayunithi ayi-1,000 ohlobo lwemali oluyisisekelo
- Shintsha Okujwayelekile Kwamahhala: Isabelo esijwayelekile esingu-1 singamayunithi angu-100,000 ohlobo lwemali oluyisisekelo
Ayini ama-akhawunti okuhweba wamahhala we-XM Swap?
Nge-XM Shintshanisa Amahhala ama-akhawunti amaklayenti angahweba ngaphandle kokushintshashintsha noma amashaji e-rollover ngokubamba izikhundla ezivulwa ngobusuku obubodwa. Ama-akhawunti we-XM Swap Free Micro kanye ne-XM Swap Free Standard ahlinzeka ngokuhweba okungashintshisani, okusabalala kuze kufike ku-1 pip, ku-forex, igolide, nesiliva, kanye nama-CFD azayo ezimpahla, izinsimbi eziyigugu, amandla, nama-indices.
Ngingasebenzisa isikhathi esingakanani i-akhawunti yedemo?
Kuma-akhawunti edemo e-XM awanayo idethi yokuphelelwa yisikhathi, ngakho ungawasebenzisa inqobo nje uma ufuna. Ama-akhawunti edemo angasebenzi isikhathi esingaphezu kwezinsuku ezingama-90 kusukela ekungeneni ngemvume kokugcina azovalwa. Nokho, ungakwazi ukuvula i-akhawunti entsha yedemo noma kunini. Sicela uqaphele ukuthi kuvunyelwe ama-akhawunti edemo angu-5 asebenzayo.
Ngingalithola kanjani igama leseva yami ku-MT4 (PC/Mac)?
Chofoza Ifayela - Chofoza okuthi "Vula i-akhawunti" elivula iwindi elisha, "Amaseva okuhweba" - skrolela phansi bese uchofoza uphawu + kokuthi "Engeza umthengisi omusha", bese uthayipha u-XM bese uchofoza okuthi "Skena". Uma ukuskena sekuqediwe, vala leli windi ngokuchofoza "Khansela".
Ukulandela lokhu, sicela uzame ukungena futhi ngokuchofoza "Ifayela" - "Ngena Ku-akhawunti Yokuhweba" ukuze ubone ukuthi igama leseva yakho likhona yini.
Ungayikhipha Kanjani Imali ku-XM
Uyikhipha Kanjani Imali
1/ Chofoza inkinobho ethi “Ukuhoxa” ekhasini le-Akhawunti YamiNgemva kokungena ku-akhawunti ye-My XM Group, chofoza “ Ukuhoxa ” kumenyu.
2/ Khetha Izinketho zokuhoxiswa
Sicela uqaphele okulandelayo:
- Siphakamisa ngokuqinile ukuthi uthumele izicelo zokuhoxiswa ngemuva kokuvala izikhundla zakho.
- Sicela uqaphele ukuthi i-XM iyazamukela izicelo zokuhoxiswa kwama-akhawunti okuhweba anezikhundla ezivulekile; kodwa-ke, ukuqinisekisa ukuphepha kokuhwebelana kwamakhasimende ethu imikhawulo elandelayo iyasebenza:
a) Izicelo ezingenza izinga lemajini lehle libe ngaphansi kuka-150% ngeke zamukelwe kusukela ngoMsombuluko 01:00 kuya kuLwesihlanu 23:50 GMT+2 (i-DST iyasebenza).
b) Izicelo ezingenza izinga lemajini lehle libe ngaphansi kuka-400% ngeke zamukelwe ngezimpelasonto, kusukela ngoLwesihlanu ngo-23:50 kuya kuMsombuluko 01:00 GMT+2 (kuyasebenza i-DST).
- Sicela uqaphele ukuthi noma yikuphi ukuhoxiswa kwezimali ku-akhawunti yakho yokuhweba kuzoholela ekususweni ngokulinganayo kwebhonasi yakho yokuhweba.
Amakhadi esikweletu/edebhithi angakhishwa kuze kufike enanini lediphozithi.
Ngemva kokukhipha imali efika enanini elidiphozithiwe, ungakhetha ukukhipha inani elisele usebenzisa noma iyiphi indlela oyithandayo.
Isibonelo: Ufaka u-1000 USD ekhadini lakho lesikweletu, futhi wenza inzuzo engu-1000 USD ngemva kokuhweba. Uma ufuna ukukhipha imali, kufanele ukhiphe u-1000 USD noma inani elifakwe usebenzisa ikhadi lesikweletu, u-1000 USD osele ungawukhipha ngezinye izindlela.
| Izindlela zediphozithi | Izindlela zokuhoxiswa ezingenzeka |
|---|---|
| Ikhadi Lesikweletu/Debit | Ukuhoxiswa kuzocutshungulwa kuze kufike enanini elidiphozithwe ngekhadi lesikweletu/ledebhithi. Inani elisele lingakhishwa ngezinye izindlela |
| I-NETELLER/Skrill/WebMoney | Khetha indlela yakho yokuhoxa ngaphandle kwekhadi lesikweletu noma lasebhange. |
| Ukudluliswa Kwebhange | Khetha indlela yakho yokuhoxa ngaphandle kwekhadi lesikweletu noma lasebhange. |
3/ Faka inani ofisa ukulikhipha bese uhambisa isicelo
Isibonelo: ukhetha "Ukudluliselwa Kwebhange", bese ukhetha Igama Lebhange, faka Inombolo Ye-akhawunti Yasebhange kanye nemali ofisa ukuyikhipha.
Chofoza okuthi “Yebo” ukuze uvumelane nenqubo yokuhoxa oyincamelayo, bese uchofoza okuthi “Cela”.
Ngakho, isicelo sokuhoxiswa sithunyelwe.
Inani lokuhoxiswa lizodonswa ngokuzenzakalelayo ku-akhawunti yakho yokuhweba. Izicelo zokuhoxiswa ezivela ku-XM Group zizocutshungulwa phakathi kwamahora angu-24 (ngaphandle kwangoMgqibelo, ngeSonto, namaholide)
| Izindlela zokuhoxisa | Izimali zokuhoxiswa | Inani elincane lokuhoxiswa | Isikhathi sokucubungula |
|---|---|---|---|
| Ikhadi Lesikweletu/Debit | Mahhala | 5 USD ~ | 2-5 izinsuku zokusebenza |
| I-NETELLER/Skrill/WebMoney | Mahhala | 5 USD ~ | Amahora okusebenza angama-24 |
| Ukudluliswa Kwebhange | I-XM ikhokhela zonke izinkokhelo zokudlulisa | 200 USD ~ | 2-5 izinsuku zokusebenza |
I -
XMP (ibhonasi) esetshenzisiwe izokhishwa ngokuphelele ngisho noma ukhipha i-1 USD kuphela
Ku-XM, iklayenti lingavula ama-akhawunti angu-8.
Ngakho-ke, kungenzeka ukuvimbela ukususwa kwayo yonke i-XMP (ibhonasi) ngokuvula enye i-akhawunti, ukudlulisa inani lokutshalwa kwezimali kule akhawunti, futhi uyisebenzisele ukukhipha imali.
Yiziphi izindlela zokukhokha enginazo ukuze ngikhiphe imali?
Sinikeza izinhlobonhlobo zezinketho zokukhokha zamadiphozithi/okuhoxiswayo: ngamakhadi esikweletu amaningi, izindlela zokukhokha zama-elekthronikhi eziningi, ukudluliselwa kwebhange ngezintambo, ukudluliselwa kwebhange lendawo, nezinye izindlela zokukhokha. Ngokushesha nje lapho uvula i-akhawunti yokuhweba, ungangena endaweni yethu Yamalungu, ukhethe indlela yokukhokha oyithandayo emakhasini Amadiphozithi/Ukuhoxiswa, bese ulandela imiyalelo enikeziwe.
Ingakanani inani elincane kanye nenani eliphezulu engingalikhipha?
Inani elincane lokuhoxiswa ngu-5 USD (noma inani elilinganayo) lezindlela zokukhokha eziningi ezisekelwa kuwo wonke amazwe. Nokho, inani liyahlukahluka kuye ngendlela yokukhokha oyikhethayo kanye nesimo sokuqinisekiswa kwe-akhawunti yakho yokuhweba. Ungafunda imininingwane eyengeziwe mayelana nediphozi kanye nenqubo yokuhoxa endaweni Yamalungu. I-XM Ukuhoxiswa FAQ
Ithini inqubo yokuhoxa kuqala?
Ukuze kuvikelwe bonke abathintekayo ekukhwabaniseni futhi kuncishiswe amathuba okuxhashazwa kwemali kanye/noma ukuxhaswa kwamaphekula, i-XM izocubungula kuphela ukuhoxiswa/ukubuyiselwa kwemali emuva emthonjeni wediphozithi yangempela ngokuya Ngenqubo Yokuhoxiswa Okubalulekile ngezansi:- Ukuhoxiswa kwekhadi lesikweletu/ledebhithi. Izicelo zokuhoxa ezithunyelwe, kungakhathaliseki ukuthi iyiphi indlela yokuhoxa ekhethiwe, zizocutshungulwa kusetshenziswa lesi siteshi kuze kufike enanini eliphelele elifakwe yile ndlela.
- Ukuhoxiswa kwe-E-wallet. Ukubuyiselwa kwemali/ukuhoxiswa kwe-e-wallet kuzocutshungulwa uma wonke amadiphozithi ekhadi lesikweletu/ledebhithi esebuyiselwe ngokuphelele.
- Ezinye Izindlela. Zonke ezinye izindlela ezinjengokukhipha imali ebhange zizosetshenziswa uma imali efakwe ngalezi zindlela ezimbili ezingenhla isiphelile ngokuphelele.
Zonke izicelo zokuhoxiswa zizophothulwa engakapheli amahora angama-24 okusebenza; nokho, zonke izicelo zokuhoxiswa ezithunyelwe zizobonakala ngokushesha kuma-akhawunti okuhweba amaklayenti njengoba kusalindelwe ukuhoxiswa. Uma kwenzeka iklayenti likhetha indlela yokuhoxa engalungile, isicelo seklayenti sizocutshungulwa ngokweNqubo Yokuhoxiswa Okubalulekile echazwe ngenhla.
Zonke izicelo zokuhoxiswa kwekhasimende zizocutshungulwa ngohlobo lwemali lapho idiphozi yenziwe ngayo ekuqaleni. Uma imali yediphozithi ihluka emalini yokudlulisa, inani lokudlulisa lizoguqulwa yi-XM libe yimali yokudlulisa ngenani lokushintshanisa elikhona.
Ngingakhipha kanjani uma inani lami lokuhoxiswa lidlula inani engilifake ngekhadi lesikweletu/ledebhithi?
Njengoba singadlulisela kuphela inani elifanayo ekhadini lakho njengenani olifakile, inzuzo ingadluliselwa ku-akhawunti yakho yasebhange ngokuthunyelwa ngezintambo. Uma futhi wenze imali nge-E-wallet, futhi unenketho yokukhipha inzuzo kuleyo E-wallet efanayo.
Kuthatha isikhathi esingakanani ukuthola imali yami ngemva kokwenza isicelo sokuhoxiswa?
Isicelo sakho sokuhoxa sicutshungulwa yihhovisi lethu elingemuva engakapheli amahora angama-24. Uzothola imali yakho ngalolo suku lwezinkokhelo ezenziwe nge-e-wallet, kuyilapho ukukhokha ngezintambo zasebhange noma ngekhadi lesikweletu/ledebhithi, ngokuvamile kuthatha izinsuku zebhizinisi ezi-2 - 5.
Ngingakwazi ukukhipha imali yami noma nini lapho ngifuna?
Ukuze ukhiphe imali, i-akhawunti yakho yokuhweba kufanele iqinisekiswe. Lokhu kusho ukuthi okokuqala, udinga ukulayisha amadokhumenti akho endaweni yethu Yamalungu: Ubufakazi Bobunikazi (I-ID, ipasipoti, ilayisense yokushayela) kanye Nobufakazi Bendawo yokuhlala (ibhilidi yezinsiza, isikweletu socingo/i-inthanethi/i-TV, noma isitatimende sasebhange), okuhlanganisa ikheli lakho negama lakho futhi elingakwazi ukuba lidala kunezinyanga eziyi-6. Uma usuthole isiqinisekiso esivela eMnyangweni wethu Wokuqinisekisa ukuthi i-akhawunti yakho iqinisekisiwe, ungacela ukuhoxiswa kwesikhwama ngokungena eNdaweni Yamalungu, ukhethe ithebhu Yokuhoxiswa, futhi usithumelele isicelo sokuhoxa. Kungenzeka kuphela ukuthumela ukuhoxiswa kwakho emuva emthonjeni wangempela wediphozi. Konke ukuhoxiswa kwemali kucutshungulwa yiHhovisi lethu Elisemuva phakathi namahora angama-24 ngezinsuku zebhizinisi.
Ingabe zikhona izimali zokuhoxiswa?
Asikhokhisi noma yiziphi izindleko ngezinketho zethu zediphozi / zokuhoxiswa. Isibonelo, uma ufaka i-USD 100 nge-Skrill bese ukhipha i-USD 100, uzobona inani eligcwele le-USD 100 ku-akhawunti yakho ye-Skrill njengoba sikhokha zonke izinkokhelo zomsebenzi ngezindlela zombili kuwe. Lokhu kusebenza nakuzo zonke izimali ezifakwa ekhadini lesikweletu/ledebhithi. Ngokufakwa kwediphozithi/ukuhoxiswa kwemali ngokuthunyelwa ngezintambo ebhange lamazwe ngamazwe, i-XM ikhokhela zonke izimali zokudlulisa ezibekwe amabhange ethu, ngaphandle kwamadiphozithi afinyelela ngaphansi kuka-200 USD (noma inani elilinganayo).
Uma ngifaka imali nge-e-wallet, ngingakhipha imali ekhadini lami lesikweletu?
Ukuze kuvikelwe bonke abathintekayo ekukhwabaniseni futhi ngokuhambisana nemithetho neziqondiso ezisebenzayo zokuvimbela nokucindezelwa kokuxhashazwa kwemali, inqubomgomo yenkampani yethu iwukubuyisela izimali zamakhasimende kumsuka walezi zimali, futhi ngenxa yalokho ukuhoxiswa kuzobuyiselwa ku-akhawunti yakho ye-e-wallet. Lokhu kusebenza kuzo zonke izindlela zokuhoxiswa, futhi ukuhoxiswa kufanele kubuyele emthonjeni wediphozithi yemali.
Iyini i-MyWallet?
Isikhwama sedijithali, ngamanye amazwi, indawo emaphakathi lapho kugcinwa khona zonke izimali ezitholwa ngamakhasimende ezinhlelweni ezahlukene ze-XM. Kusuka ku-MyWallet, ungaphatha futhi ukhiphe imali ku-akhawunti yokuhweba oyikhethayo futhi ubuke umlando wakho wokwenziwe.
Lapho udlulisela izimali ku-akhawunti yokuhweba ye-XM, i-MyWallet iphathwa njenganoma iyiphi enye indlela yokukhokha. Usazofaneleka ukuthola amabhonasi ediphozi ngaphansi kwemibandela Yohlelo Lwebhonasi Lwe-XM. Ukuze uthole ulwazi olwengeziwe, chofoza lapha.
Ngingakwazi ukukhipha imali ngokuqondile ku-MyWallet?
Cha. Kufanele uqale uthumele izimali kwenye yama-akhawunti akho okuhweba ngaphambi kokuthi uzikhiphe. Ngibheka okwenziwayo okuthile ku-MyWallet, ngingakuthola kanjani?
Ungakwazi ukuhlunga umlando wakho wokwenziwe 'Ngohlobo Lokwenziwe', 'I-akhawunti Yokuhweba', 'Ne-ID Yenxusa' usebenzisa okwehlayo kudeshibhodi yakho. Ungakwazi futhi ukuhlunga okwenziwayo 'Ngedethi' noma 'Inani', ngokulandelana okunyukayo noma ukwehla, ngokuchofoza izihloko zazo zekholomu ngokulandelana kwazo.
Ngingakwazi ukufaka idiphozi ku-akhawunti yomngane/isihlobo sami?
Njengoba siyinkampani elawulwayo, asiwamukeli amadiphozithi/ukuhoxiswa okwenziwa abantu besithathu. Idiphozithi yakho ingenziwa kuphela ku-akhawunti yakho, futhi ukuhoxiswa kufanele kubuyele emthonjeni lapho idiphozi yenziwe khona.
Uma ngikhipha imali ku-akhawunti yami, ngingaphinde ngihoxise inzuzo eyenziwe ngebhonasi? Ngingakwazi ukuhoxisa ibhonasi nganoma yisiphi isigaba?
Ibhonasi eyezinjongo zokuhweba kuphela, futhi ayikwazi ukuhoxiswa. Sikunikeza inani lebhonasi ukukusiza uvule izikhundla ezinkulu futhi sikuvumele ukuthi ubambe izikhundla zakho zivulekile isikhathi eside. Yonke inzuzo eyenziwe ngebhonasi ingahoxiswa noma kunini.
Kungenzeka yini ukudlulisa imali isuka ku-akhawunti eyodwa yokuhweba iye kwenye i-akhawunti yokuhweba?
Yebo, lokhu kungenzeka. Ungacela ukudluliswa kwangaphakathi phakathi kwama-akhawunti amabili okuhweba, kodwa kuphela uma womabili ama-akhawunti evuliwe ngaphansi kwegama lakho futhi uma womabili ama-akhawunti okuhweba eqinisekisiwe. Uma uhlobo lwemali oluyisisekelo luhlukile, inani lizoguqulwa. Ukudlulisa kwangaphakathi kungacelwa endaweni Yamalungu, futhi kucutshungulwa khona manjalo.
Kuzokwenzekani ngebhonasi uma ngisebenzisa ukudlulisa kwangaphakathi?
Kulokhu, ibhonasi izofakwa ngokulinganayo.
Ngisebenzise inketho yediphozi engaphezu kweyodwa, ngingayikhipha kanjani manje?
Uma enye yezindlela zakho zokufaka imali bekuyikhadi lesikweletu/ledebhithi, ngaso sonke isikhathi udinga ukucela ukuhoxiswa kuze kufike enanini lediphozithi, njengangaphambi kwanoma iyiphi enye indlela yokukhipha. Kuphela uma lelo nani elifakwe ngekhadi lesikweletu/ledebhithi libuyiselwa emthonjeni ngokugcwele, ungase ukhethe enye indlela yokuhoxisa, ngokuvumelana nezinye izibambiso zakho.
Ingabe zikhona izimali ezingeziwe namakhomishini?
Kwa-XM asikhokhisi noma yiziphi izimali noma amakhomishini. Sikhokha zonke izimali zokusebenza (ngokudluliswa kwemali ngezintambo ebhange ngamanani angaphezu kuka-200 USD).
Isiphetho: Ukubhalisa Okungenazihibe Nokuhoxiswa Nge-XM
I-XM inikezela ngenqubo esobala nengenazinkinga yokubhalisa i-akhawunti nokukhipha imali yakho. Ngokuzibophezela kwayo kwezokuphepha, ukuthobela imithetho, kanye nokwaneliseka kwamakhasimende, i-XM iqinisekisa ukuthi uhambo lwakho lokuhweba luqala futhi luphele kahle. Ngokulandela lo mhlahlandlela, ungakwazi ukuvula i-akhawunti yakho ngokuzethemba, uyixhase, uhwebe futhi uhoxise inzuzo yakho kalula. Joyina i-XM namuhla futhi uthole umthengisi obeka phambili impumelelo yakho kanye nokunethezeka kwakho kuzo zonke izinyathelo!
