Iqiniso Langempela Ngokuhwebelana Ku-XM Wonke Umhwebi Kufanele Azi
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Umcwaningi wokuqhathanisa we-Forex Broker Platform
Ihlaziya futhi iqhathanise amapulatifomu okuhweba kanye nezinhlelo ze-akhawunti yomthengisi.
Ngicabanga ukuthi unentshisekelo yokuhweba ngoba ufuna ukugqabula amaketanga omsebenzi wakho oyi-9 kuye ku-6.
Noma mhlawumbe ufuna ukukhiqiza omunye umthombo wemali engenayo ukuze uvikeleke ngokwezimali.
Kungakhathaliseki ukuthi yikuphi, ukuhweba kukunika ithemba.
Ithemba lokuthi ungakhululeka ngokwezimali futhi unikeze kangcono izidingo zomndeni wakho.
Nokho…
Ithemba alanele uma ungazi ukuthi ubhekene nani.
Ngakho-ke, ingabe usukulungele ukufunda iqiniso ngokuhweba futhi ngethemba, kukwenze kukusebenzele?
Bese ufunda ku...
Noma mhlawumbe ufuna ukukhiqiza omunye umthombo wemali engenayo ukuze uvikeleke ngokwezimali.
Kungakhathaliseki ukuthi yikuphi, ukuhweba kukunika ithemba.
Ithemba lokuthi ungakhululeka ngokwezimali futhi unikeze kangcono izidingo zomndeni wakho.
Nokho…
Ithemba alanele uma ungazi ukuthi ubhekene nani.
Ngakho-ke, ingabe usukulungele ukufunda iqiniso ngokuhweba futhi ngethemba, kukwenze kukusebenzele?
Bese ufunda ku...
Ukuhweba kuwuhlelo lokuceba-lokuhamba kancane
Lokhu ngeke kuzizuze izinhliziyo zabaningi, kodwa kufanele kushiwo:
Ukuhweba kuwuhlelo lokuceba-ukuhamba kancane.
Cishe uyazibuza:
“Ngizwile ngabahwebi abahweba nge-akhawunti encane bese beyiguqula ibe izibalo eziyi-7.”
Manje, lokho kungenzeka kodwa amathuba okuthi uyikhiphe mancane kakhulu.
Nakhu ukuthi kungani…
Okuwukuphela kwendlela yokuthi wenze isamba esikhulu semali ngokushesha ukuba sengozini enkulu ekuhwebeni kwakho.
Uma uba nenhlanhla, ungase ukhiqize izibalo eziyisi-6 noma ezingu-7 ku-akhawunti yakho.
Kepha nansi isivumelwano: Ama-
99.99% abathengisi abazamayo bazoqhumisa i-akhawunti yabo. Bambalwa kuphela abanenhlanhla abangakwazi ukubalekela (futhi akuhlangene nekhono, kodwa inhlanhla).
Kodwa hey, ungathathi izwi lami ngakho. Nakhu okushiwo uWarren Buffet ngomcebo wakhe…
“ Ingcebo yami iqhamuke ekuhlanganiseni kokuhlala eMelika, izakhi zofuzo ezinenhlanhla kanye nesithakazelo esiyinhlanganisela.” – Warren Buffet
Igama elingukhiye lapha isithakazelo esiyinhlanganisela.
Ngamanye amazwi, uWarren Buffet waba ngumtshali-zimali ocebe kakhulu emhlabeni ngokuba ohamba phambili kulokho akwenzayo futhi, ehlanganisa izinzuzo zakhe.
Lokhu akuzuzwa emasontweni ambalwa noma izinyanga ezimbalwa—kodwa, kuhlanganiswe ngaphezu kweminyaka engama-50+.
Ngakho-ke, uma ubheka ukuhweba njengesikimu sokuceba ngokushesha, bese uqagela ukuthi yini? Uyisikimu.
“ Inzalo ehlanganisiwe iyisimangaliso sesishiyagalombili emhlabeni. Owuqondayo uyawuzuza. Lowo ongakhokhi uyakhokha.” – Albert Einstein
Udinga imali ukuze wenze imali ekuhwebeni (ngisho noma "une-grail engcwele")
Lena enye yezinganekwane ezinkulu zokuhweba ezikhohlise abadayisi abaningi...
"Uma unesu lokuhweba eliwinayo, ungalisebenzisa ukwenza izigidi zamadola ezimakethe."
Leyo yi-BS
engizoyichaza…
Yebo, ungaba nesu lokuwina kodwa, akusho ukuthi ungenza izigidi zamaRandi.
Kungani?
Ngoba ubukhulu be-akhawunti yakho bubalulekile!
Ake ngikunike isibonelo...
Ake sithi unesu lokuhweba elenza u-20% ngonyaka.
Ku-akhawunti engu-$1,000, lokho kungu-$200/ngonyaka.
Ku-akhawunti engu-$10,000, lokho kungu-$2,000/ngonyaka.
Ku-akhawunti engu-$1m, lokho kungu-$200,000/ngonyaka.
Njengoba ubona, isu lakho lokuhweba liyingxenye eyodwa ye-equation, enye into ebaluleke ngokulinganayo ubukhulu be-akhawunti yakho.
Futhi lesi yisizathu esifanayo sokuthi kungani izimali ze-hedge ziphakamisa izigidi, uma kungenjalo izigidigidi zamaRandi-zidinga imali yokwenza imali ekuhwebeni.
Olandelayo…
Ukuhweba kungenye yezindlela ezimbi kakhulu zokuthola imali evamile
Nasi isivumelwano:Abadayisi abaningi bangena kwezohwebo ngoba befuna ukukhiqiza omunye umthombo wemali engenayo.
Lokho kungenxa yokuthi bafuna ukuyeka umsebenzi wabo 9 kuya ku-6 futhi babe nenkululeko yokwenza izinto ozithandayo.
Manje, uma lokho kuzwakala njengawe nasi isixwayiso kuwe…
Ukuhweba kungenye yezindlela ezimbi kakhulu zokuthola umthombo ovamile wemali engenayo.
Kungani?
Ngoba izimakethe zihlala zishintsha!
Isu lokuhweba elenza imali kuleli sonto lingase lingene enkingeni ngokulandelayo.
Manje, akusho ukuthi ngeke usakwazi ukuhwebelana ngalelisu kodwa, kuzothatha isikhathi ukuthi izimo zemakethe zibuyele esivunweni sakho—futhi kungathatha amaviki noma izinyanga ezimbalwa.
Lokhu kusho ukuthi akufanele ulindele ukwenza inzuzo njalo ngosuku olulodwa, isonto noma inyanga.
Uthatha kuphela lokho okunikezwa izimakethe, futhi akukho okunye.
Uhlala ungumfundi wezimakethe
Nali ijika lami lokufunda njengomthengisi:
Ngaqala ngezinkomba, ngase ngidayisa isenzo samanani.
Futhi iminyaka embalwa, ngacabanga ukuthi yilokho kuphela engangikudinga ngoba phela, intengo iyinkosi futhi yilokho engangikudinga ukuze ngibe umthengisi onenzuzo.
Kepha lokho kulimaza ukukhula kwami ngoba ngikhiphe konke okunye (futhi ngizikhawulele ekuhwebeni kwesenzo samanani kuphela).
Lapho ngibona ubuwula bami, ngaphindela ngokushesha ekubeni umfundi wezimakethe.
Ngakho ngazibuza:
“Yini eyenziwa abanye abahwebi abaphumelelayo ukuze bazuze ezimakethe?”
Kungaleso sikhathi lapho ngachayeka khona ekulandeleni ithrendi, ukuhweba kwezinhlelo, kusho ukuhweba ngokuguqulwa, njll
. Umphumela?
Namuhla, ngihweba ngamasu amaningi okuhweba kuzo zonke izimakethe ezihlukene—okuholela ejikeni elibushelelezi lokulingana kwephothifoliyo yami.
Ngakho isifundo yilesi:
Ungase ube ngumhwebi onenzuzo kodwa, akusho ukuthi ijika lakho lokufunda seliphelile ngoba uhlale ungumfundi wemakethe.
Imakethe ihlala ishintsha
Nansi indaba yeqiniso:
Cishe ngo-2006 kuya ku-2012, ikusasa le-Nikkei lalidayiswa kakhulu phakathi kwabahwebi bobunikazi e-Singapore.
Lokho kungenxa yokuthi i-Nikkei idayiswa ngokuhwebelana okuningi njenge-SGX, OSE, ne-CME—futhi lokhu kunikeza amathuba okuphikisana.
Ake ngichaze ukuthi lokhu kuyasebenza...
Ake sithi ungathenga inkontileka ye-Nikkei engu-$100 ku-SGX, bese uyithengisa ngokushesha ku-CME ngo-$101—ukutholele inzuzo engenabungozi engu-$1.
Manje, uma uhweba izinkontileka eziningi futhi wenza lezi izikhathi eziningi ngosuku, kungenzeka ukuthi uzuze izibalo eziyisi-6 ngosuku.
Ngakho-ke, abadayisi abaningi abanamalungelo baxhaphaza lokhu kungasebenzi futhi benza imali enhle iminyaka eminingana.
Kwase kwenzeka okuthile…
Ama-algorithms angena emakethe ukuze azuze kulokhu kungasebenzi.
Njengoba wazi, imishini ishesha kunabantu futhi kancane kancane, imakethe yasebenza kahle futhi izinsuku "zemali elula" zase ziphelile.
Ekugcineni, abathengisi abaningi abakwazanga ukuzivumelanisa nakho futhi ekugcineni, bayeka ukuhweba ngokuphelele.
Ngakho nasi isifundo:
Asikho isiqinisekiso ekuhwebeni.
Ukuthi okuthile kusebenze esikhathini esidlule akusho ukuthi kuzosebenza esikhathini esizayo.
Kungakho kufanele uhlale ungumfundi wezimakethe ukuze ukwazi ukuzivumelanisa nezimo zemakethe ezishintsha njalo.
Ithiphu Lochwepheshe:
Gxila kumasu okuhweba asizakala ngokuchema kokuziphatha ngoba sithambekele ekwenzeni izinqumo ezingezinhle ngokusekelwe emizweni yethu—okwenza isu libe nokwenzeka ukuqhubeka nokusebenza.
Ngakho-ke, uba kanjani umhwebi ophumelelayo lapho izinkinga ziphikisana nawe?
Kuleli qophelo:Uthole ukuthi ukuhweba akulula njengoba kubonakala. Ngakho, yini ongayenza ngakho?
Yebo, nazi iziphakamiso zami...
1. Ungalisunguli kabusha isondo
Nansi isivumelwano:Ungakwazi ukuzihlelela ngokwakho okuzokubiza isikhathi nemali noma, umane ulandele okusebenzayo.
Cishe uyazibuza:
“Ngazi kanjani ukuthi yini esebenzayo?”
Hhayi-ke, into esemqoka ukubheka izincwadi zokuhweba eziqukethe imithetho ethile yokuhweba enemiphumela ehlanekezelwe.
Nazi ezinye izincwadi okufanele uzihlole:
- Ukulandela Okuthrendayo - u-Andreas Clenow
- Izinhlamvu Ezingengcwele - uNick Radge
- Thenga Ukwesaba, Thengisa Ukuhaha - Larry Connors
Olandelayo…
2. Ungawuyeki umsebenzi wakho wesikhathi esigcwele, okwamanje
Uma ukuhweba kuwumthombo wakho wemali okuwukuphela kwayo, uzibeka esimweni esingesihle ngokwengqondo.Kungani?
Ngoba uzoba nesidingo sokwenza imali nyanga zonke.
Lokhu kubangela ukuba wenze izinqumo ezingezinhle zokuhweba njengokwandisa ukulahlekelwa kwakho kokuyeka, ukulinganiselwa kwabalahlekelwayo, ukuhweba okukhulu kakhulu, njll
. Yingakho abadayisi abaningi abangochwepheshe bengancikile ekuhwebeni njengomthombo wabo wemali okuwukuphela kwawo.
Ngokwesibonelo:
- UMark Minervini, i-Stock Market Wizard, unikeza ngohlelo lwabahwebi olubiza u-$5,000
- Iningi lezikhwama ze-hedge (ngisho nezingcono kakhulu) zikhokhisa imali yokuphatha njalo ngonyaka -ngisho noma kuwunyaka olahlekile
Njengoba ubona, abahwebi abangochwepheshe kanye ne-hedge funds bahlela ukuhweba kwabo ngendlela okungeyona yodwa umthombo wabo wemali engenayo.
Lokhu kusho ukuthi uma unomsebenzi, unomthombo wokuhola nyanga zonke noma ngabe kwenzekani. Lokhu kukuvumela ukuthi ugxile ekuhwebeni kwakho ngaphandle kokukhathazeka ukuthi ungakwazi yini ukukhokha izikweletu kule nyanga, noma cha.
3. Yamukela isimangaliso sesi-9 somhlaba
U-Albert Einstein wake wathi, “Inzalo ehlanganisiwe iyisimangaliso sesi-8 somhlaba.”Kodwa ngizothatha izinto ngiye phambili futhi ngethule kini, isimangaliso sesi-9 somhlaba.
Ngakho-ke, isiphi isimangaliso sesi-9?
Yilokhu… ukungeza imali njalo futhi kuhlanganisa izinzuzo zakho.
Ake ngichaze…
Uma wenza isilinganiso esingu-20% ngonyaka nge-akhawunti engu-$5,000, ngemva kweminyaka engu-20 izofaneleka… $191,688.
Akukubi kakhulu.
Kodwa, kuthiwani uma wengeza enye i-$5000 ku-akhawunti yakho unyaka ngamunye futhi uhlanganise izimbuyiselo zakho?
Ngemva kweminyaka engu-20 izoba yinzuzo… $1,311,816
Uyabona ukuthi lokhu kunamandla kangakanani?
Ngakho-ke, uma ufuna ukwakha ingcebo engathí sina eqhubekayo, kufanele wamukele isimangaliso se-9 somhlaba (futhi ukhohlwe ngamasu okuceba ngokushesha).
Isiphetho
Ngakho nakhu okufundile:
- Ukuhweba kuwuhlelo lokuceba-lokuhamba kancane. Uma umuntu ekuthembisa “inzuzo esheshayo”, balekela kude.
- Isu lokuhweba elingcono kakhulu ngeke likuzuzele isenti uma unemali eyiziro—udinga imali ukuze wenze imali ekuhwebeni.
- Imakethe ihlale ishintsha okwenza kube enye yezindlela ezimbi kakhulu zokuthola imali ejwayelekile ngokuhweba. Uma ufuna iholo elingashintshi, thola umsebenzi—hhayi ukuhweba.
- Noma ngabe wenze imali engakanani, uhlezi ungumfundi wezimakethe.
- Uma ufuna ukuba ngumhwebi ophumelelayo:
1) Landela okusebenzayo
2) Ungawuyeki umsebenzi wakho wesikhathi esigcwele, nokho
3) Yamukela isimangaliso se-9 somhlaba
Manje nakhu engingathanda ukukwazi…
2) Ungawuyeki umsebenzi wakho wesikhathi esigcwele, nokho
3) Yamukela isimangaliso se-9 somhlaba
Iyiphi i-takeway enkulu kakhulu onayo?
Shiya amazwana ngezansi futhi wabelane ngemicabango yakho nami.
